Sunday, May 15, 2011
My Dog Got an Operation
We knew he swallowed the tennis ball which he had already chomped up pretty good, and we were just waiting for something bad to happen. We notice that he wasn't eating anything and his energy was really low - first sign of a dog being sick I guess. So we rushed him off to the vet and they did an xray on him. Sure enough he was going to need operation to get everything out of his stomach.
It cost me $1300 to get the operation completed, and allot of worry to boot. I had $300 saved but I had to borrow that rest of the cash online ($1000) the rates were pretty much the same as all these companies, but whatever....I had to get Coda fixed.
Coda is a 1 year old Golden retriever and the love of my life. My girlfriend thinks he means more to me than her! Sometimes I wonder. So know I have to keep my socks off the floor, underwear off the floor and no tennis balls for him unless somebody is their to supervise play time.
I was my own fault that I didn't watch him closer when he was lying around the backyard getting himself into some kind of mischief.
Saturday, February 12, 2011
These Borrowers are Hurting Bad!!!
This first bunch are real winners! I mean I don't want to be a total prick about it, but COME ON PEOPLE! Stop spending and start earning, and you can turn things around fairly quickly. Just don't be so lazy. Get out there and make some changes that will help you get out of these debt holes.
These are the first rubes who need consolidating.
- Help Consolidating Credit Card Debt in New York, NY for $15000
- Debt Consolidation Loan in Binghamton City, NY for $25000
- Consolidate Bills to One Low Payment in Centereach, NY for $45000
- Consolidate Debts in Brighton Town, NY for $35000
- Help Consolidating Credit Card Debt in Baldwin, NY for $15000
- No Credit Debt Consolidation in Cheektowaga, NY for $60000
- Really Bad Credit Debt Consolidation in Central Islip, NY for $50000
- Credit Card Debt Consolidation in Auburn City, NY for $10000
- Please Help ? Debt Consolidation in Brentwood, NY for $30000
- Christian Debt Consolidation in Deer Park, NY for $100000
- Free Debt Consolidation in Coram, NY for $90000
- Consolidate Bills in Buffalo City, NY for $40000
- Need Debt Consolidation in Bay Shore, NY for $20000
- Bad Credit Debt Consolidation in Elba City, NY for $5000
- Multiple Credit Card Debt Consolidation in Commack, NY for $70000
After all, these are our brothers and sisters I am talking about, and I should be nicer, but if frustrates me when I see so many people who have f*cked themselves up with debt.
Wednesday, September 29, 2010
Silly Boys Gambling in Chicago
This is a pretty weird tale of our misadventures in Illinois. You might enjoy this little tale. Some funny stuff in here too that you might get a kick out of. This story is trip from the South to the North of Illinois for a gambling trip.
My buddy Alastair and I took a trip from our hometown in Zeigler to the Windy City last weekend, and we got ourselves in some trouble. We drove through Decatur and Champaign on our way there, and we stopped to see some friends in both places. We invited them to come with us and do some gambling at the Casino, but they declined.
Our friends had the right idea for sure, but we love gambling (well we did then - read on), and we just had to play some craps, roulette and blackjack.
After we left our buddies, we had some car trouble near Odell when my radiator decided to retire. Of course we were very disappointed to have our trip go off the rails like that, and we can all relate with car trouble right, but regardless, we were really excited to be out on the road and away from work.
I should point out, that this short story is a cautionary one, and hopefully others can learn from our mistakes - not that most people ever really change their behaviour because of someone else's mistakes.
So there we were - stuck in Odell and forced to spend half of our play money on repairs. It was a bad start to a trip we had been talking about taking for over six months. Between Alastair and I, we had a total of three thousand dollars when we cashed our paychecks in Metropolis, IL, and by the time we finished paying for the radiator, labor, our bar tab, food, and hotel, we were down to just over two thousand dollars.
When we finally arrived at the Casino we weren't exactly as excited as we had anticipated we would be when we were dreaming up the trip in the first place. Furthermore, we were very tired from driving, and we knew we had already spent close to one thousand dollars. Almost a third of our seed money.
Both of us needed to freshen up before we went to the Casino, so we just grabbed our keys for the room and went upstairs to crash. We needed a shower and a chance to clean up before we hit the tables.
When we came back down the elevator we were really excited to get on the tables. Alastair went to a roulette table, and I went to a blackjack table. It seemed that whenever I got lucky and got dealt two face cards, the dealer would get blackjack. Whenever I split two hands, sometimes 3 or 4 hands, the dealer would get blackjack, 21, or 20 - I thought my bad luck had no boundaries. I thought the dealer's good luck had no boundaries She would smirk when she beat me, and she would frown when I beat her!!
By the end of the day Alastair and I had lost ALL of our money gambling, and Alastair had even gone to the ATM and withdrew another five hundred dollars, leaving us feeling like real losers. Even though we both talked about how it was only money, deep inside we were both feeling sick about it.Talk about your instant deflation of self-esteem.
We went back to our hotel room, drank a bottle of Vodka, and rarely spoke - except to remind ourselves that we had no gas in the tank of the car.
We finally fell asleep at around four in the morning and when we woke up we were hung over, and broke.
We sat in the car for a minute while Mark scrummaged around looking for a cigarette and a lighter.
Just when I was about to say something, Mark came across his pay stub in the glove box. He suggested we should go one of those payday loans so we can get some money for food, and gas for the car (I shuddered at the thought of getting money that way, but we were out of options).
It was obviously the only recourse we had left at this point, so we looked in a nearby phone booth directory to find out where all the payday loan shops were in Rockford. We found one that was on our way back south, and looked it up on the map. Preferably we needed a lender that advertised five hundred dollar loans in just minutes.
So we headed down the highway running on fumes stopping to share a Mcdonalds Egg McMuffin with our last two dollars.
We both watched the gas gauge closely as we drove, praying we would have enough fuel to get us to the loan shop and praying we would have enough fuel to get us to a gas station after we picked up the cash. We were in pretty pathetic shape at the time - you know - young and stupid. We ended up getting completely lost for awhile, but eventually found a town, and the street that the payday loan shops were on, and couldn't believe how many places there were to get fast cash from in Rockford. It was crazy how many there were. When we went to work the next Monday all of our buddies asked us how we did up North in the Casino. We told the truth, which made us the butt of the jokes for the entire week. The whole experience was humiliating and left me feeling like a total fool. Furthermore, we were really broke.
I still think about all of the things we could have used that three thousand dollars for.
If you enjoy hearing about crazy adventures of youth and enthusiasm, then bookmark this page so you can be sure to read the entire story.
Soon after we left there my vehicle started making some wierd noises near Odell when my radiator broke down. Of course we were very disappointed to have our trip go off the rails like that, and we can all relate with car trouble right, but regardless, it was what it was, or it is what it is.
I should point out, that this short story is a cautionary one, and shows how gambling is not worth your time - wouldn't be cool if just one person learned the easy way instead of the hard way perhaps the best way to learn is to fall down. It was a set back, but we had already signed on for the full meal deal.
Between Alastair and I, we thought we had much more than enough money for gambling, hotel, food, and drinks in Metropolis, IL, and when the smoke finally cleared we paid off the mechanics for the radiator, labor, our bar tab, food, and hotel, we were down to just over 2000 dollars. By the time we got to the Casino we we couldn't really be as thrilled as we imagined we would be when we were dreaming up the trip at the intial planning phase. Furthermore, we were dead tired from all the long drive, and we discussed the fact that the repairs had cost us close to 1000 dollars.
Both of us needed to freshen up before we even considered heading to the Casino, so we boogied on up to the suite and mellowed out. We needed a shower and a chance to clean up before we burned up the craps tables.
Whenever I had a good hand and got dealt two face cards, the dealer pulled a 21. If I ever to the risk of splitting my cards, the dealer got lucky, 21, or 20. I was totally bemused by the my dealer's good cards She would giggle to herself when she squeezed me out, and she was visibily annoyed when I managed to finally win a hand! It was clear that the house had a plan to empty my wallet!
By the time we were spent Alastair and I had such bad luck we lost everything, leaving us with a real sinking sensation. It would have been sad to be a fly on the wall in the car listening to us pretend that it didn't bother us, at the core of our beings we were feeling really stupid.If there is ever a time to feel like a goof ball, this is it.
We left and slithered off to our rented room, and didn't say a single word to each other - with the exception of the odd fart or burb. We dozed off at 2 in the morning and when we woke up we were hung over, and broke. I was clear to us that we must now look like those typical gamblers - there were some other saps walking through the Casino trying to pretend they didn't just recently lose their shirts with the same demeanor.
My whole point of concern was getting to a gas station with a few bucks to put in the tank for our final push back to the old grind.
I almost said something to him, but before I did, Mark discovered his employer pay stub in the console of the car. He tried to convince me we should look into getting a small loan from one of those cash advance branch offices which was our best chance of quickly getting back on the road towards home (I was dead set against such a stupid idea, but we were out of options). Unfortunately we had to take this course of action, so we looked in a nearby phone booth directory to find out where all the loan shark advance establishments were in Rockford. We found one that was on our way back south, and looked it up on the map. I wanted to use a company that was very common. We needed a company that claimed to provide $500 loans in just minutes.
We then continued on with the little gas we had left stopping to share a Mcdonalds Egg McMuffin with our last two dollars. We really appeared to be exactly what we were - you know - young and stupid.
We were so busy yapping that we got lost, but we still had the engine running, and we found where the high cost loan branches were on, and couldn't believe how many places there were to get fast cash from in Rockford. We we both trying to decide where the lender was.
The following Monday after we got home all of our buddies asked us how we did up North in the Casino. We told the truth, which made us the butt of the jokes for the entire week. Furthermore, we were really broke. End of story - silly boys.
Tuesday, August 31, 2010
Texas Payday Loans
It can be easy and effortless to get a fast loan. First, the borrower isn't going to really have to provide assets, say for example a residence or other substantial asset, to obtain or ensure the note. Nonetheless, as a result of the increased risk the financial institution is undertaking with poor credit payday advances, the customer will quickly realize that these loans have bigger interest levels and tighter regulations compared to those for people with excellent FICO scores or for deals making use of equity. A single vital aspect of obtaining these types of notes could be that the all payments have to be made punctually. If the customer defaults on his bad credit pay day loan, he'll be liable for the expense of the liability plus the court charges the financial institution spends in an effort to recover the particular loan amount.
Low credit score payday advances can be quite a economic serious life saver whenever you are in a crisis - when you, yourself are running a tad short of funds anywhere between paydays. If the potential customer is known for a less that ideal credit history for any reason, with the exception of an in-process individual bankruptcy, she may still be entitled to a binding agreement. The key part of obtaining these notes is for the buyer to carefully look into the numerous organizations supplying low credit score payday advances and pick a legitimate company.
Some Texas Payday loan resources.
Thursday, December 10, 2009
Kubota Machinery For Sale Online
There are a number of products that maybe, just maybe, are gaining traction but for me Kubota are still the number one.
I purchased the three cylinder, diesel Kubota B7001 compact second hand and I have to say, just like the ones we hired in, it does everything it says on the tin.
I have just rotovated an area of ground that has been used as a infill for a while so it had it's fair share of stone, brick, some plastic and wood yet the Kubota handled it with ease.
Not only did it rotovate in low third gear without power loss but it managed to deal with a very steep incline (as seen in the picture), although I did have to use the four wheel drive and differential lock to keep good traction.
Kubota 1100s
Kubota 4030s
Kubota 500 Rtvs
Kubota Accessories
Kubota B2320 Tractors
Kubota B2710s
Kubota B4672a Backhoes
Kubota B6000es
Kubota B7000 Tractors
Kubota B7510 Hsds
Kubota B8200s
Kubota Bh90s
Kubota Bx Cabs
Kubota Bx1800s
Kubota Bx2230 Tractors
Kubota Bx2660 Tractors
Kubota D722s
Kubota Diesel Generators
Kubota Engines
Kubota Front Ptos
Kubota G2460s
Kubota Generators
Kubota L225s
Kubota L245dt Tractors
Kubota L2850s
Kubota L3130s
Kubota L3940 Tractors
Kubota L4400s
Kubota Lawn Mowers
Kubota Light Brackets
Kubota M5700s
Kubota Mini Excavators
Kubota Radiators
Kubota Rtv Heaters
Kubota Seat Armrests
Kubota Super Udts
Kubota T1880s
Kubota Tractor Parts
Kubota M Series Tractors
Kubota V2203 Diesel Engines
Kubota Zd331s
Used Kubota Lawn Mowers
Used Kubota Tractors
On the back I have an Agric ALJ35 98cm wide rotovator which makes easy work of the firm soil and chops it up finely.
A little note of interest if you are planning to hire in a tractor/rotovator combination to prepare a new lawn, clean up a vegetable patch or prepare some newly levelled top soil.
Use low first gear to chop up the ground. This will help to create a workable top to start with. After you have prepared the top surface, changed to third low gear. The extra speed will allow the unit to act like a leveller-grading machine.
Monday, February 09, 2009
Thursday, February 05, 2009
Christian Loans For Christian People
Whether or not you're a true Christian, or a half-baked Christian, it really will much matter because you are going to be dealing with the same kind of interest rates (APR), and everybody else in America who needs alone for debt consolidation for four a car purchase or for a home mortgage purchase. I suppose it is a really good English but what you do I'm tired.
Saturday, January 17, 2009
PPC Management Companies
First of all I like the idea of using this for a posting board when our email is on the fritz. Is there a way to make these posts private?
Quick note to us - look into outsourcing our pay per click campaign management with Bonavista Web.
See article I found today on PPC management companies Betty. Please read this through and let me know what you think of these rates.
Bonavista Web
PPC Management Services
Calgary, Alberta, Canada
T2J ON9
PPC Management Rates in USD
403 648 3516
Mark: looks good and I signed us up for a trial period. Just called them at 403 648 3516 (Calgary) Tell you how the campaign goes in a couple of weeks OK. I'll leave a note here.
Friday, November 21, 2008
Ohio Loans Florida Loans California and Texas Personal Financing
As well we have a Texas loans web site at TexasLoanOptions.com. Finally we have a California loans site at CaliforniaLoanFind.com. All funding and lending is done on a scouring basis meaning the try and find loans for their visitors.
Ohio loans web site is here at OhioLoanFind.com, and a new Florida loan web site is here at FloridaLoanFind.com. All of these personal financing sites are related to loans and consumer money issues. All of them are new, and all of them for making money.
Personal loan in for Ohio Florida Texas and California. This is a list of loan web sites for these states. So 4 of the biggest states and most populated states in the Union are Ohio, Florida, Texas, and California. Big populations and lots of personal loans need approving.
Monday, January 07, 2008
Atv Loans
Trying to find financing for something simple like an ATV loan can be a funny experience. As folks look to buy a new ATV (all terrain vehicle) they may be looking for a line of credit from their local bank, or perhaps an online ATV loan that is secured or not secured.
Either way they’re looking at providing some kind of collateral.
Sunday, December 30, 2007
Presettlement Lawsuit Loans
Sunday, December 02, 2007
Watstat Site Like Wikipedia
You can see there are allot of other webmasters who are trying to build their own Wiki sites these days. My favorite Wiki platform is DokuWiki, and there are others using exactly the same software as Wikipedia.
A good example is this site, called Watstat. They use the Wikipedia software platform for their site. Interesting to me anyway.
I think Watstat is supposed to mean “What’s That?” Hmmm…
Tuesday, September 11, 2007
WFS Financial Hot Lender
We’ve been seeing allot of information these days for WF Financial products and services. Becoming very popular due to their customer service quality. Here is a little blurb on their corporate mission.
Wachovia Dealer Services, Inc., the sixth-largest auto finance company in the nation, is a subsidiary of Wachovia Bank, N.A. In addition, Wachovia Dealer Services is the number one used car lender in the nation. With 48 regional offices serving 46 states across the country, we provide a broad credit spectrum of lending to the auto, RV and marine industries. Commercial, real estate and floorplan financing and an array of banking services are available to dealers through Wachovia Bank. We also offer competitive refinancing programs directly to consumers.
Wachovia Dealer Services has established relationships with over 14,000 auto, RV and marine dealers, a consumer loan portfolio of $22.8 billion and a commercial loan portfolio of $4.1 billion through Wachovia Bank.
At Wachovia Dealer Services we are committed to exceptional service. If you have any questions, please call us at 800-289-8004. Personal service is available to you Monday through Friday, from 5 a.m. to 7 p.m. PT.
You can use the phone number for contact. It’s the latest number we’ve been able to find as of this writing.
Thursday, August 09, 2007
Guaranteed Student Loans in Montana
I’ve been hearing about allot of students looking for a Montana Guaranteed Student Loan Program. Well there has been some types of programs available for students who are in dire need of some funding, but a guarantee is hard to come by.
Why this is such a deal in Montana I don’t know, but what I do know is there is a better option for students looking for a break. They need to look further than their own borders though.
Here is a link to a site that provides guarantees student loans in Montana and elsewhere – in other words, if you don’t find the financing you need, you get your money back for their service. It doesn’t cost allot anyway, but at least you can check it out for yourself.
All the best to ya!
Sunday, July 22, 2007
Discount Motorcycle Insurance
By insuring your motorcycle with some insurance companies, you may be eligible for many discounts that could significantly lower your insurance premium payments.
Some insurers will give discounts for experienced riders - for safety, and even a discount when you switch your motorcycle insurance to to their plan. If you're a lucky motorcycle insurance policy-holder, you might be eligible for the following discounts;
10% discount when you renew your motorcycle insurance with said motorcycle insurer
10% discount for completing a motorcycle safety foundation, or military safety course
20% discount if you are a current motorcycle safety foundation instructor
10% discount when you transfer your motorcycle insurance to with said Motorcycle insurer
10% discount if you insure more than one motorcycle
10% discount for mature riders
5% discount on your motorcycle policy if you also insure your car with with said motorcycle insurer
While discounts and low motorcycle insurance prices are a super reason to purchase your motorcycle insurance with these discount insurers, you want to make sure that you get coverage from a partner that has the financial stability to be there when the time comes.
Sunday, July 15, 2007
4 Main Ways of Getting Motorcycle Loans
I. Personal Loans: Many people with bad credit tend to many times go for personal loans. I only recommend this option as a last resort, but I would much rather a bad credit applicant get the credit straight before getting a personal loan. The reason being is personal loans typically have very negative terms for motorcycle buyers and they can sometimes have interest rates in the 30% range. This is not a good situation for a motorcycle buyer.
II. Online Motorcycle Lenders: The nice thing about working with online motorcycle lenders is that you are going directly to the lender and there is no middle man involved with placing you in a loan that may put you in a bad situation. Going directly to the lender for bad credit motorcycle loans is always better in my opinion because the lender does not want to place you in a loan you will default on. On the other hand, going through a middle man you will find the middle man will want to place you in a situation where they will make the most money which could be a very bad loan for you.
III. Local Banks: Sometimes local banks can be an option for finding bad credit motorcycle loans, but typically they are stricter than Credit Unions. So check with your online motorcycle lender or credit union before going to a local bank. But similar to a credit union, local banks probably do not have a ton of their loans in motorcycles so this helps you chances of getting approved sometimes. Many times the less experience a bank has with motorcycle loans the better for you because they can sometimes evaluate bad credit motorcycle loans the same way as a car loan which typically is much more lenient.
IV. Credit Unions: Your local credit union may buy bad credit motorcycle loan more often than the average loan at a dealer because the credit union only has a small percentage of its overall loan portfolio in bad credit motorcycle loans. This allows them to control losses a bit better than a dealer because they have other thinks finance not just motorcycles. So they may approve bad credit motorcycle loans a dealer will not touch.
Small Post on BC (bad credit) Business Financing
Another small business loans article from financing-usa.com. Enjoy!
Some business loans with bad credit investors will require substantial collateral, others will want to tie up your receivables, others will want to see that your business has superb credit and can prove it can debt service the loan, still others will blanket lien all your business and personal soft-assests.
Due to the fact that these investors will make these higher risk loans, they therefore tend to charge substantially higher interest rates. Even though these lenders will consider making business loans with bad credit they each have their own unique lending criteria.
If your personal credit scores are below 640 you are going to need excellent business credit scores to get approved for business loans. Lenders look at the risk involved in making your loan and that is going to be determined according to your credit history. Markedly individuals with a history of bad credit are more likely to have late h and to default entirely.
Banks won't even think about lending to a person with bad credit, so don't apply there. But there are many institutions that may relate your business loan with bad credit application. Some lenders actually specialize in bad credit loans. These dealers will consider making loans that are sub-standard by most fiscal criteria.
Wednesday, July 11, 2007
The Sunshine Act
The “Sunshine Act” for the student loan industry is a welcome act. Below is a little ditty on the act.
Story….
Here is a list of do-s from the Student Loan “Sunshine Act”. This is hopefully good news for the future of the student loan industry.
As follow is the code of conduct – (guideline we hope gets followed)
Each institution would be required to develop and display on its web-site a code of conduct with these provisions:
- Institutions would be prohibited from recommending a lender in exchange for the lender providing material benefits to the institution or its employees.
- Lenders and affiliates would be prohibited from giving any financial benefits (including the chance to purchase stock) to employees with any financial aid responsibility as compensation for consulting services, advisory council service, or otherwise advising lenders.
- Lenders, guarantors, or services would be prohibited from offering gifts to institutional employees-including any gratuity, favor, discount, entertainment, hospitality, loan, or other item valued at more than a nominal amount. Examples are gifts of services, transportation, lodging, or meals.
The term "gift" would not apply to informational material related to loans or financial literacy (e.g., a brochure). Similarly, food, refreshments, training, or informational material that is an integral part of a training session designed to improve the lenders service or contribute to professional development of the institution's employees would be allowed.
Counseling provided to borrowers for exit counseling would also be allowed, provided that an institution's staff controls the counseling and that the counseling doesn't favor a single lender.
Sunday, July 08, 2007
Uncle Cecil Vents On Payday Loan Writers
Look like good old Uncle Cecil is having another grumpy day. He had a little rant on payday loans in this piece below. He is right though. For anyone to say payday loans carry a slightly higher interest rate than other lending products is ludicrous.
It never cease to amaze me how much crap I see online. When it comes to slime lending, it never stops flowing. Below is a classic bit of gibberish written on payday loans.
“The interest rates of no fax payday loans are slightly higher. But borrowers should take the advantage of the prevailing competition fever among the lenders and can spot a marginal rate. So, to get reasonable rate borrowers should collect and compare the quotes offered by different lenders.
No fax payday loans have made the process of withdrawing cash much easier. The cash can be approved within the same day or before the next business day, which ever is possible earlier. The services of no fax payday loans no paper required also makes the approval process fast and free from documentation process. The no fax payday loans provide services round the clock.”
Notice how they make it look like a payday loan is actually a good idea. My favorite line is that faxless payday loans have “slightly higher” interest rates.
How about 300%!!!!
Calm down Uncle Cecil….better go back to poking your pipe with wacky-tabbacky again.
Monday, July 02, 2007
Car Loans - Offline or Online?
Piece on online car loans from Loanspoke.com
Car finance in America don't have to be from just the local banks anymore. The special advantages of online car finance loans makes it possible to get a loan from a finance company based anywhere in the United States.
The process for car finance loans has changed considerably too. The online lenders can often approve a loan more rapidly than their traditional counterparts. If you are new to the world of online banking or online financing you are not alone. The vast majority of the consuming public still opt for traditional banks and their recent policies and procedures.
The subjective nature of car finance loans ensures that all parameters must be taken in to account before individuals will make a choice on which source to use. (online or offline) Welcome to the new world ladies and gentlemen. It's a brave new world indeed. You must trust the online "secure" information process if you wish to take advantage of web based car finance loans.
If you can find some good web sites that provide information and links on auto loans you can come out ahead. One of the first things I noticed when considering a writing gig with www.loanspoke.com was their suggested bankers.
For example I noticed the bad credit car finance loan provider found on their site is one I have never seen online before. As it turns out there is a reason for that. This car finance company will not do business with just any webmaster. Only sites that have proven to provide sound information will be selected for partnership.